SpendKeep AI is a privacy-first personal finance and expense tracker that eliminates the need for bank sync by allowing users to forward bank SMS/email alerts or import CSV/OFX files.
AI-powered categorization using Meta's Llama-3 via Groq instantly extracts amounts, merchants, and classifies transactions as Needs or Wants for 50/30/20 budgeting.
Data is stored securely in your own PostgreSQL database with Row-Level Security (RLS), ensuring only you can access your financial information.
Features include recurring rules, yearly AI-generated insights, a suite of 18+ free browser-based financial calculators, and cross-platform web and mobile dashboards.
Designed for everyday budgeters seeking awareness and technical operators who require zero‑credential sharing and full audit trails.